Reits Investing Philippines Beginner Guide Expats
Exploring reits investing beginner guide expats in the Philippines. Practical tips, personal insights, and expert advice for expats.
Community article, editorially reviewed. Opinions are the author's, not ArchipelagoExpat's.
Can expats invest?
Yes. Foreigners can open a Philippine Stock Exchange (PSE) account. Requirements: passport, ACR I-Card, proof of address.
What are REITs?
Real Estate Investment Trusts — companies that own income-producing properties and distribute 90% of income as dividends. Think of them as real estate with stock market liquidity.
Popular REITs in the Philippines
- AREIT (Ayala): ₱28-32, dividend yield ~6-7%
- DDMPR (DoubleDragon): ₱1-2, dividend yield ~8-9%
- MREIT (Megaworld): ₱15-18, dividend yield ~6-7%
- RL Commercial REIT (Robinsons): ₱5-6, yield ~7-8%
How to start
- Open account with COL Financial (online broker, minimum ₱5,000)
- Fund via bank transfer (BDO, BPI, Metrobank)
- Buy REIT shares — minimum 100 shares
- Dividends deposited quarterly to your bank account
Tax implications for expats
- Stock gains: 0% tax for foreign investors
- Dividends: 10% final tax (automatically deducted)
- Estate: Philippine estate tax may apply if you pass while owning Philippine assets
Risk
REITs are lower risk than individual stocks but still subject to market fluctuations. The Philippine peso exchange rate adds currency risk for euro/dollar-based retirees.
Archipelago Team
TrustedThe Archipelago Expat editorial team.
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