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BDO vs BPI vs Metrobank: Banking Comparison for Expats

Compare BDO, BPI and Metrobank for expat banking in the Philippines: minimums, fees, apps, foreign-currency accounts and which one fits your situation.

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Community-written and moderated by volunteers. Based on real experiences and official sources — offices may interpret rules differently.

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Summary

Compare BDO, BPI and Metrobank for expat banking in the Philippines: minimums, fees, apps, foreign-currency accounts and which one fits your situation.

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A glimpse

BDO, BPI and Metrobank are the three largest universal banks in the Philippines, and all three accept foreign clients who hold an ACR I Card. The practical differences lie in branch coverage, app quality, minimum balances and foreign currency services — not in safety: all are BSP regulated and PDIC…

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  1. v1CurrentPublished
    Sep 5, 2026
    ATby Archipelago Team
    EN: Original onlyES: Reviewed translation

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